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Joined 11 months ago
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Cake day: August 2nd, 2024

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  • Well a couple of things:

    I didn’t know I could get enough from the bank on my current salary to buy or build a place by the 3nd of the year

    You can reserve land in new builds and not have to pay for it (through a loan) for a couple of years, during which the price would increase, but you’d still pay the same amount.

    The 2 builders he gave me the details of can do the mortgage broking as well, kind of an all in one deal.

    Explained that it’s possible to pay to have your credit record scrubbed of defaults

    I’ve basically had to learn to do almost everything in life by myself, from a young age. so this was good to advice to get.